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| Intact Insurance UK Ltd | Rating |
|---|---|
Moody's |
Financial strength: A1 Effective date: 3 November 2025 Outlook: Stable |
Fitch | Financial strength: AA- Effective date: 1 December 2025 Outlook: Stable |
DBRS | Financial strength: AA Effective date: 27 October 2025 Outlook: Stable |
AM Best | Financial strength: A (Excellent) Effective date: 29 January 2026 Outlook: Stable |
Moody’s rating reflects Intact Insurance UK’s top tier market position in the UK Commercial P&C market, ongoing improvements in underlying profitability, solid capitalisation and continued implicit support from Intact Financial Corporation. These strengths are supported by Moody's expectation that profit will improve over the medium term following recent restructuring of its underwriting portfolio towards its more profitable Commercial business.
AM Best’s rating reflects Intact Insurance UK’s consolidated balance sheet strength, which AM Best assesses as very strong, as well as its adequate operating performance, neutral business profile and appropriate enterprise risk management. Intact Insurance UK also receives a rating enhancement from Intact Financial Corporation, reflecting its strategic importance to the wider IFC group.
| Intact Insurance (Europe) | Rating |
|---|---|
Moody's | Financial strength: A1 Effective date: 3 November 2025 Outlook: Stable |
Fitch | Financial strength: AA- Effective date: 1 December 2025 Outlook: Stable |
DBRS | Financial strength: AA Effective date: 27 October 2025 Outlook: Stable |
AM Best | Financial strength: A (Excellent) Effective date: 29 January 2026 Outlook: Stable |
| Intact Insurance Ireland | Rating |
|---|---|
Moody's | Financial strength: A1 Effective date: 3 November 2025 Outlook: Stable |
Fitch | Financial strength: AA- Effective date: 1 December 2025 Outlook: Stable |
DBRS | Financial strength: AA Effective date: 27 October 2025 Outlook: Stable |
AM Best | Financial strength: A (Excellent) Effective date: 29 January 2026 Outlook: Stable |
| Marine Insurance Company | Rating |
|---|---|
Moody's | Financial strength: A1 Effective date: 3 November 2025 Outlook: Stable |
Fitch | Financial strength: AA- Effective date: 1 December 2025 Outlook: Stable |
DBRS | Financial strength: AA Effective date: 27 October 2025 Outlook: Stable |
AM Best | Financial strength: A (Excellent) Effective date: 29 January 2026 Outlook: Stable |
| RSA Reinsurance | Rating |
|---|---|
Moody's | Financial strength: A1 Effective date: 3 November 2025 Outlook: Stable |
Fitch | Financial strength: AA- Effective date: 1 December 2025 Outlook: Stable |
DBRS | Financial strength: AA Effective date: 27 October 2025 Outlook: Stable |
AM Best | Financial strength: A (Excellent) Effective date: 29 January 2026 Outlook: Stable |