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Mid-market liability insurance
Tailored liability insurance for UK-based businesses, with expert risk advice and personal support.
Cover details
What we offer
We offer the following types of liability insurance:
- Employers liability – standalone or combined with public and products liability
- Public and products liability – including legionellosis and clean-up costs as standard
- Property owners liability
- Abuse (as an optional extension to public and products liability cover)
- Excess of loss public liability and products
- Crisis management extension – partnered with DWF
The maximum limit of indemnity is typically £25 million for employers liability and public liability.
We may be able to offer up to £50 million of capacity for some exposures.
Our target customers
Our cover is designed for businesses with turnovers up to £350 million. We can also consider clients with higher turnovers – particularly those with only incidental overseas exposures.
This cover is aimed at the following sectors and business types:
- Historical and cultural visitor attractions
- Professional risks in offices
- Retail
- Warehouse and storage
- Wholesalers
- Manufacturers of chemicals, rubber and plastic, electrical goods, food and beverages, and metal and mechanical goods
We can also cover, with careful risk assessment:
- Leisure venues with sporting or hazardous activities
- Manufacturing of textiles and wood products
- Social care
- Lower footfall exposures
Risk appetite
Preferred risks
We prefer to cover businesses that can demonstrate:
- Commitment to quality, safety and the environment
- Associated industry accreditations
We are especially keen to write compulsory employers liability cover for overseas parented businesses.
Non-preferred risks
We don't cover:
- Tobacco manufacturers
- Pharmaceutical manufacturers
- Mobile phone manufacturers
- Asbestos exposures
- Tyre manufacturers or tyre remoulders
Ready for a quote?
Brokers
Contact us for a quote or for more details. We are here to help.
Customers
You'll need a broker registered with Intact Insurance to buy this cover.
Contact your broker or find a broker with BIBA.
Our target customers
Our cover is designed for businesses with turnovers up to £350 million. We can also consider clients with higher turnovers – particularly those with only incidental overseas exposures.
This cover is aimed at the following sectors and business types:
- Historical and cultural visitor attractions
- Professional risks in offices
- Retail
- Warehouse and storage
- Wholesalers
- Manufacturers of chemicals, rubber and plastic, electrical goods, food and beverages, and metal and mechanical goods
We can also cover, with careful risk assessment:
- Leisure venues with sporting or hazardous activities
- Manufacturing of textiles and wood products
- Social care
- Lower footfall exposures
Risk appetite
Preferred risks
We prefer to cover businesses that can demonstrate:
- Commitment to quality, safety and the environment
- Associated industry accreditations
We are especially keen to write compulsory employers liability cover for overseas parented businesses.
Non-preferred risks
We don't cover:
- Tobacco manufacturers
- Pharmaceutical manufacturers
- Mobile phone manufacturers
- Asbestos exposures
- Tyre manufacturers or tyre remoulders
Ready for a quote?
Brokers
Contact us for a quote or for more details. We are here to help.
Customers
You'll need a broker registered with Intact Insurance to buy this cover.
Contact your broker or find a broker with BIBA.
