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Motor fleet insurance
Commercial motor cover for fleets with 5 or more vehicles.
Cover details
What we offer
We offer cover for:
- Third-party injury
- Third-party property damage
- Legal expenses – up to £100,000
- Personal accident benefits – £10,000 per employee
- Medical expenses – up to £2,000 per accident
- Accidental misfuelling
- Locks, transmitters, alarms and immobilisers
- Personal belongings – up to £500
- Windscreen and window damage
- Emergency overnight accommodation
See the policy documents for more details.
Cover levels
You can choose from the following cover levels:
- Comprehensive
- Comprehensive, excluding windscreen and window damage
- Third party, fire and theft
- Third party only
- Laid up fire and theft
- Laid up fire, theft and accidental damage
Laid up cover is for vehicles registered as off the road (SORN).
Our target customers
This cover is suitable for:
- Commercial fleets of 5 or more vehicles, with no upper limit
- Various types of vehicle, including cars, vans, heavy goods vehicles (HGVs) and agricultural vehicles
- Commercial customers who own, lease or hire vehicles for their business
Risk appetite
This product is not designed to cover:
- Private individuals or consumers
- Loss of value following repair or depreciation
- General wear and tear or maintenance
- Loss or damage from mechanical, electrical or computer breakdowns, breakages or failures
- Fast food delivery businesses
- Police and fire authorities
- Vehicle collection or delivery businesses
- Motor sport
- Self-drive vehicle hire businesses
- Airside and blue light exposures
- Coaches or buses
Ready for a quote?
Brokers
Contact us for a quote or for more details. We are here to help.
Customers
You'll need a broker registered with Intact Insurance to buy this cover.
Contact your broker or find a broker with BIBA.
Documents
Policy documents
April 2026
April 2026
November 2025
November 2025
RSA and NIG policy documents
You can find documents for existing RSA and NIG policies in the document library archive.
Our target customers
This cover is suitable for:
- Commercial fleets of 5 or more vehicles, with no upper limit
- Various types of vehicle, including cars, vans, heavy goods vehicles (HGVs) and agricultural vehicles
- Commercial customers who own, lease or hire vehicles for their business
Risk appetite
This product is not designed to cover:
- Private individuals or consumers
- Loss of value following repair or depreciation
- General wear and tear or maintenance
- Loss or damage from mechanical, electrical or computer breakdowns, breakages or failures
- Fast food delivery businesses
- Police and fire authorities
- Vehicle collection or delivery businesses
- Motor sport
- Self-drive vehicle hire businesses
- Airside and blue light exposures
- Coaches or buses
Ready for a quote?
Brokers
Contact us for a quote or for more details. We are here to help.
Customers
You'll need a broker registered with Intact Insurance to buy this cover.
Contact your broker or find a broker with BIBA.
Documents
Policy documents
April 2026
April 2026
November 2025
November 2025
RSA and NIG policy documents
You can find documents for existing RSA and NIG policies in the document library archive.
