Commercial combined insurance

Our commercial combined cover includes property damage insurance as standard. This covers property-related loss or damage by:

• Fire, smoke, lightning, explosion or earthquake
• Riot and malicious persons
• Storm or flood
• Escape of water or leakage of beverages or oil
• Impact by a vehicle, animal, aircraft or aerial device
• Impact by collapse or breakage of aerials or satellite dishes
• Accidental escape of water from automatic sprinklers
• Theft or attempted theft
• Subsidence, ground heave or landslip
• Accidental breakage of glass

You will need to add at least one of our optional covers to make a commercial combined package.

Additional covers include:

• Money insurance
• Business interruption insurance
• Specified items – all risks
• Terrorism insurance

See the policy documents for more details.