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Commercial combined insurance
Customisable cover for UK-based businesses.
Cover details
Standard cover
Our commercial combined cover includes property damage insurance as standard. This covers property-related loss or damage by:
- Fire, smoke, lightning, explosion or earthquake
- Riot and malicious persons
- Storm or flood
- Escape of water or leakage of beverages or oil
- Impact by a vehicle, animal, aircraft or aerial device
- Impact by collapse or breakage of aerials or satellite dishes
- Accidental escape of water from automatic sprinklers
- Theft or attempted theft
- Subsidence, ground heave or landslip
- Accidental breakage of glass
You will need to add at least one of our optional covers to make a commercial combined package.
Optional cover
Choose one or more of the following options to complete your cover:
- Liability insurance
- Fidelity insurance
- Personal accident insurance
- Loss of liquor licence insurance
- Legal expenses insurance
- Transit insurance
- Computer equipment insurance
- Deterioration of stock insurance
- Machinery breakdown insurance
Additional covers
Additional covers include:
- Money insurance
- Business interruption insurance
- Specified items – all risks
- Terrorism insurance
See the policy documents for more details.
Our target customers
This cover is aimed at the following sectors and business types:
- Retail
- Wholesale
- Professional and public services
- Offices
- Manufacturing – metal, mechanical and electrical goods
Risk appetite
We prefer to cover:
- UK-based companies with no overseas locations
- Premises-based exposures – with no limit on the number of locations
- Customers with good risk management and claims experience
- Businesses committed to risk management and control at the owner or board level
Ready for a quote?
Brokers
Contact us for a quote or for more details. We are here to help.
Customers
You'll need a broker registered with Intact Insurance to buy this cover.
Contact your broker or find a broker with BIBA.
Documents
Policy documents
Our target customers
This cover is aimed at the following sectors and business types:
- Retail
- Wholesale
- Professional and public services
- Offices
- Manufacturing – metal, mechanical and electrical goods
Risk appetite
We prefer to cover:
- UK-based companies with no overseas locations
- Premises-based exposures – with no limit on the number of locations
- Customers with good risk management and claims experience
- Businesses committed to risk management and control at the owner or board level
Ready for a quote?
Brokers
Contact us for a quote or for more details. We are here to help.
Customers
You'll need a broker registered with Intact Insurance to buy this cover.
Contact your broker or find a broker with BIBA.
