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Agricultural combined insurance
A flexible, all-in-one farm insurance package to cover property, livestock and liabilities.
Cover details
Standard cover
We offer essential farm protection, including:
- Property damage cover for buildings, fixed machinery, stock and tools
- Business interruption cover for loss of gross profit, revenue or book debts
- Loss of livestock owned by the farm or held in its custody – specified perils only
- Employers’ liability up to £10 million
- Public, product and environmental liability cover
See the policy documents for more details.
Optional cover
You can also extend your cover to include:
- Enhanced property cover against damage from theft, storm, flood, or subsidence
- Extended livestock protection from theft, disease, electrocution or worrying
- Tailored business interruption cover against contaminated or uncollected milk
Our target customers
Agriculture combined is for small, medium and large-size farming and agriculture businesses in the UK.
This includes, but not limited to:
- Dairy or beef farms
- Arable farmers
- Sheep farms
- Selected poultry and egg risks
- Selected pig farms and intensive risks
- Smallholders
- A wide range of agricultural diversifications
Risk appetite
Preferred risks
We prefer to cover:
- Modern, purpose-built and non-combustible single tenure premises
- Businesses equipped with modern, well-maintained machinery and strong risk management
- Established businesses with well-documented claims histories of 3 to 5 years
Non-preferred risks
We prefer not to cover:
- Businesses based outside the UK
- Food manufacturing and processing operations, including abattoirs and slaughterhouses
- Businesses that operate out of unsuitable or dilapidated premises
Ready for a quote?
Brokers
Get a quote online using our eTrade broker portal.
Parts of the quote journey may include temporary RSA, NIG or FarmWeb branding.
New to the broker portal? Register now.
For account, access or admin support, see the broker portal FAQs.
Customers
You'll need a broker registered with Intact Insurance to buy this cover.
Contact your broker or find a broker with BIBA.
Documents
Policy documents
The following documents use FarmWeb and NIG branding. We'll be replacing them with the Intact Insurance versions soon.
September 2024
September 2024
Our target customers
Agriculture combined is for small, medium and large-size farming and agriculture businesses in the UK.
This includes, but not limited to:
- Dairy or beef farms
- Arable farmers
- Sheep farms
- Selected poultry and egg risks
- Selected pig farms and intensive risks
- Smallholders
- A wide range of agricultural diversifications
Risk appetite
Preferred risks
We prefer to cover:
- Modern, purpose-built and non-combustible single tenure premises
- Businesses equipped with modern, well-maintained machinery and strong risk management
- Established businesses with well-documented claims histories of 3 to 5 years
Non-preferred risks
We prefer not to cover:
- Businesses based outside the UK
- Food manufacturing and processing operations, including abattoirs and slaughterhouses
- Businesses that operate out of unsuitable or dilapidated premises
Ready for a quote?
Brokers
Get a quote online using our eTrade broker portal.
Parts of the quote journey may include temporary RSA, NIG or FarmWeb branding.
New to the broker portal? Register now.
For account, access or admin support, see the broker portal FAQs.
Customers
You'll need a broker registered with Intact Insurance to buy this cover.
Contact your broker or find a broker with BIBA.
Documents
Policy documents
The following documents use FarmWeb and NIG branding. We'll be replacing them with the Intact Insurance versions soon.
September 2024
September 2024
