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Business from home insurance
Designed for people who run a business from home, covering a wide range of trades and professional activities.
Cover details
Standard cover
We offer cover for:
- Business contents – up to £100,000
- Public and products liability – £2 million as standard
- Loss of income – £50,000 as standard
- Goods in transit – up to £25,000
- Money – £3,000 as standard
Personal accident (assault) – capital benefits £10,000 as standard
See the policy documents for more details.
Optional cover
You can add extra cover for:
- Buildings – up to £3 million
- Employers’ liability – £10 million
- Specified all risks – up to £25,000
- Personal accident – capital benefits up to £50,000
- Household contents – up to £100,000
- Legal expenses for employment, defence, property, injury and tax disputes – £100,000
Our target customers
This cover is aimed at:
- UK-based businesses operating from the policyholder's home, requiring business contents cover as a minimum
- Businesses with an annual turnover of up to £5 million
Our preferred trades include:
- Property consultants and estate agencies
- Design and printing
- Administration
- Financial and insurance services
- Catering
- Hairdressing and beauticians
- Surveying
Ready for a quote?
Brokers
Get a quote online using our eTrade broker portal.
Parts of the quote journey may include temporary NIG branding.
New to the broker portal? Register now.
For account, access or admin support, see the broker portal FAQs.
Customers
You'll need a broker registered with Intact Insurance to buy this cover.
Contact your broker or find a broker with BIBA.
Documents
Policy documents
We’ll be replacing NIG-branded documents with Intact Insurance versions soon.
Our target customers
This cover is aimed at:
- UK-based businesses operating from the policyholder's home, requiring business contents cover as a minimum
- Businesses with an annual turnover of up to £5 million
Our preferred trades include:
- Property consultants and estate agencies
- Design and printing
- Administration
- Financial and insurance services
- Catering
- Hairdressing and beauticians
- Surveying
Ready for a quote?
Brokers
Get a quote online using our eTrade broker portal.
Parts of the quote journey may include temporary NIG branding.
New to the broker portal? Register now.
For account, access or admin support, see the broker portal FAQs.
Customers
You'll need a broker registered with Intact Insurance to buy this cover.
Contact your broker or find a broker with BIBA.
Documents
Policy documents
We’ll be replacing NIG-branded documents with Intact Insurance versions soon.
Contact us
eTrade support
Brokers can contact us with queries about online trading.
NIG eTrade and existing business
National eTrade centre
0345 878 5022
0345 878 5022
Monday to Friday: 9am to 5pm